Certified Financial Advisor
Manoj Kumar Tiwari
We are a private company providing comprehensive insurance plans to its customers. The company is a joint venture between HDFC Ltd and abrdn plc. It was founded in the year 2000 and is headquartered in Mumbai, India.
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AMFI REGISTERED MUTUAL FUND
DISTRIBUTOR (ARN NO. : 224024)
- • Sip/ Mutual Fund • Health Insurance • Vehicle Insurance • Retirement Planning • Loan Against Property • Salary & Term Insurance • Child Education Planning • Home Loan/ Personal Loan| • Daughter Marriage Planning • Portfolio Management Service
4.8/5 Stars
Yes. You do need a personal health insurance plan as your employee health insurance covers medical expenses only till the time your employment in valid in the organization the moment you leave the job your policy term ends.
The testing charges will only be covered in case of hospitalization for each insured member(s) covered under the mediclaim policy.
Smokers are exposed to higher risks! If you smoke there are chances that you may develop some or the other ailment at later life stage due to which you may claim. Hence, insurance companies looks at such insured as high risk and the premium is a bit high for such individuals.
T&C Apply. *Premium calculated above is for my:health Suraksha Silver Smart Plan before tax with 5% of online discount only if bought through our website, for an individual up to age 33years for 5 lacs sum insured from tier 2 cities ˇData as on 29th Feb 2024 ”’Subject to change as per Tax Laws in India @Data as on 31st March, 2023 (includes members of the group) ^*Only if purchased from www.hdfcergo.com*^No cost instalment available for only debit and credit cardholders °°4X coverage means base Sum Insured + Plus Benefit (after 2 Policy Years) + Secure Benefit + Automatic Restore Benefit ~Get Guaranteed Secure, Plus, Protect and Restore Benefits “Get 60 and 180 days pre and post hospitalisation medical expenses covered ^Based on NL reports for FY23 – Settlement ratio in FY23 for Health Claims – 99%. Formula used for settlement ratio = number of (Claims Paid + Claims Repudiated + Claims Closed) divided by number of claim reported ^^ Data for the period 2022-23 Ě‘ Health Claims since inception up to 31st March, 2023 Ě‘ Ě‘Restore benefit-Subject to the condition that a single claim in a Policy Year cannot exceed the sum of Basic Sum Insured *^Multiplier Benefit (if any ). If the Restored Sum Insured is not utilized in a Policy Year, it will expire. HDFC ERGO General Insurance Company Limited. IRDAI Reg. No.146. CIN: U66030MH2007PLC177117. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. Trade Logo displayed above belongs to HDFC Bank Ltd and ERGO International AG and used by the Company under license. UIN: my:health Suraksha – HDFHLIP23031V062223 UIN: my: Optima Secure – HDFHLIP24092V032324 | my: health Critical Illness – HDFHLIA22141V032122 | my:Health Hospital Cash Benefit (Add-on) – HDFHLIA21271V022021 | Unlimited Restore (Add On) HDFHLIA22188V012122 | IPA Rider – APOPAIP19004V011920. UIN: my:health Women Suraksha – HDFHLIP22142V032122 UID No: 11324